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Arizona Electrical Specialists

Electrician
Insurance
Built for Arizona Pros

Protect your electrical business with comprehensive coverage tailored for Arizona. Get insured in minutes and focus on what you do best.

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Electrical specialists

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Why Arizona Electricians Need Specialized Coverage

Arizona's booming construction and extreme heat put unique demands on electrical systems. From new construction to solar installations, your customers depend on you for safe, reliable electrical work. That's why you need insurance that understands the Arizona electrical industry.

Fire Risk Coverage

Electrical fires are a serious liability. We ensure you're properly protected.

Solar & EV Charging

Arizona leads in solar adoption. We cover emerging electrical technologies.

Heat-Related Demands

Extreme heat increases electrical load and service calls.

300+

sunny days per year in AZ

$50K

average fire damage claim

4,500+

licensed electricians in AZ

#2

state for solar installations

Complete Electrician Coverage

Comprehensive protection designed specifically for Arizona electrical contractors and their unique risks.

General Liability Insurance

Essential protection for electricians against third-party claims for property damage, fire damage, and bodily injury from electrical work.

  • Fire damage coverage
  • Property damage up to $2M
  • Bodily injury coverage
  • Completed operations

Workers' Compensation

Required coverage for Arizona electrical contractors with employees. Protects against electrical shocks, falls, and work-related injuries.

  • Electrical shock injuries
  • Fall protection
  • Burns coverage
  • Rehabilitation costs

Commercial Auto Insurance

Protect your electrical service vehicles, equipment trailers, and tools in transit throughout Arizona.

  • Service van coverage
  • Equipment in transit
  • Liability protection
  • Roadside assistance

Professional Liability (E&O)

Covers claims arising from faulty wiring, code violations, or electrical failures after installation.

  • Design errors
  • Code violations
  • System failures
  • Legal defense

Tools & Equipment Coverage

Specialized coverage for expensive electrical testing equipment, meters, and specialized tools.

  • Multimeters
  • Wire pullers
  • Testing equipment
  • Power tools

Contractor's Pollution Liability

Coverage for environmental hazards including old wiring removal, transformer work, and hazardous material exposure.

  • Hazmat exposure
  • Old wire removal
  • Clean-up costs
  • Third-party claims

Serving Electricians Across Arizona

From Phoenix to Flagstaff, we provide coverage wherever you work in Arizona.

Phoenix
Tucson
Mesa
Chandler
Scottsdale
Glendale
Gilbert
Tempe
Peoria
Surprise
Yuma
Flagstaff

Electrician Insurance FAQ

Is electrician insurance required in Arizona?

Yes. Arizona requires electrical contractors to hold an ROC (Registrar of Contractors) license, which mandates general liability insurance. Additionally, workers' compensation is required if you have employees. Most commercial clients and general contractors also require proof of insurance.

How much does electrician insurance cost in Arizona?

Electrician insurance in Arizona typically costs $1,500-$5,000 annually for general liability, depending on your revenue, number of employees, and coverage limits. Higher-risk work like commercial or industrial electrical may cost more.

Does electrician insurance cover fire damage I cause?

Yes, your general liability insurance covers fire damage caused by faulty electrical work. This is one of the most serious risks for electricians, making adequate coverage essential.

What about electric shock injuries to my employees?

Workers' compensation insurance covers medical expenses, lost wages, and rehabilitation for employees injured on the job, including electrical shock injuries.

Do I need special insurance for solar panel installation?

Solar installation may require additional coverage due to the specialized nature of the work and roof access. We can help you find the right coverage for solar and renewable energy work.

Protect Your Electrical Business Today

Don't let one incident put your business at risk. Get comprehensive electrician insurance and keep powering Arizona.