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Arizona Landscaping Specialists

Landscaping
Insurance
Built for Arizona Pros

Protect your landscaping business with comprehensive coverage tailored for Arizona's desert environment. Get insured in minutes and focus on what you do best.

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Landscape specialists

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Why Arizona Landscapers Need Specialized Coverage

Arizona's unique desert environment presents special challenges for landscapers. From extreme heat to specialized desert plants, your customers depend on you for beautiful, sustainable landscapes. That's why you need insurance that understands the Arizona landscaping industry.

Extreme Heat Risks

Heat-related injuries are a top concern. We ensure your workers are covered.

Irrigation Expertise

Water is precious in Arizona. Irrigation work requires specialized coverage.

Desert Specialization

Xeriscaping and desert plants require unique knowledge and liability coverage.

110°F+

summer work conditions

7"

annual rainfall in Phoenix

8,000+

landscaping companies in AZ

365

days of growing season

Complete Landscaping Coverage

Comprehensive protection designed specifically for Arizona landscaping professionals and their unique risks.

General Liability Insurance

Essential protection for landscapers against third-party claims for property damage, irrigation system failures, and bodily injury.

  • Property damage up to $2M
  • Irrigation damage coverage
  • Bodily injury coverage
  • Completed operations

Workers' Compensation

Required coverage for Arizona landscaping companies with employees. Protects against heat-related illness, falls, and equipment injuries.

  • Heat exhaustion/stroke
  • Equipment injuries
  • Fall protection
  • Rehabilitation costs

Commercial Auto Insurance

Protect your landscaping trucks, trailers, and equipment in transit throughout Arizona.

  • Truck & trailer coverage
  • Equipment in transit
  • Liability protection
  • Roadside assistance

Equipment & Tools Coverage

Specialized coverage for expensive landscaping equipment including mowers, trimmers, and irrigation tools.

  • Commercial mowers
  • Trimmers & blowers
  • Irrigation equipment
  • Specialty tools

Professional Liability (E&O)

Covers claims arising from design errors, plant selection failures, or irrigation system problems.

  • Design errors
  • Plant/tree failures
  • Drainage issues
  • Legal defense

Pesticide & Chemical Coverage

Coverage for herbicide and pesticide application, essential for Arizona landscapers dealing with desert pests.

  • Application errors
  • Drift damage
  • Environmental claims
  • EPA compliance

Serving Landscapers Across Arizona

From Phoenix to Flagstaff, we provide coverage wherever you work in Arizona.

Phoenix
Tucson
Mesa
Chandler
Scottsdale
Glendale
Gilbert
Tempe
Peoria
Surprise
Yuma
Flagstaff

Landscaping Insurance FAQ

Is landscaping insurance required in Arizona?

While not always legally required for basic lawn care, most commercial clients, HOAs, and property managers require proof of general liability insurance. If you have employees, workers' compensation is mandatory in Arizona.

How much does landscaping insurance cost in Arizona?

Landscaping insurance in Arizona typically costs $800-$3,000 annually for general liability, depending on your services, revenue, equipment value, and number of employees. Pesticide application may require additional coverage.

Does my insurance cover damage from irrigation work?

Yes, general liability insurance covers property damage from irrigation installation or repair work. This includes flooding, pipe damage, and landscape damage from faulty irrigation systems.

What about heat-related employee injuries?

Workers' compensation insurance covers heat exhaustion, heat stroke, and other work-related injuries. This is especially important in Arizona where summer temperatures regularly exceed 110°F.

Do I need special insurance for pesticide application?

Yes, if you apply pesticides or herbicides, you should have specific coverage for chemical application liability. This protects against drift damage, over-application, and environmental claims.

Protect Your Landscaping Business Today

Don't let one incident put your business at risk. Get comprehensive landscaping insurance and keep Arizona beautiful.