Home Services Wizard Home Services Wizard
Serving All of Arizona

Handyman Insurance
Built for Arizona Pros

Protect your handyman business with comprehensive coverage tailored for Arizona. Get insured in minutes and focus on what you do best.

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Complete Handyman Coverage

Protect every aspect of your handyman business with our comprehensive insurance packages.

General Liability Insurance

Protects against third-party claims for bodily injury, property damage, and personal injury. Essential for Arizona handymen working in clients' homes.

  • Property damage coverage
  • Bodily injury protection
  • Personal & advertising injury
  • Legal defense costs

Workers' Compensation

Required in Arizona if you have employees. Covers medical expenses and lost wages for work-related injuries.

  • Medical expenses
  • Lost wages
  • Rehabilitation costs
  • Death benefits

Commercial Auto Insurance

Protect your work vehicles and equipment. Covers accidents, theft, and damage to your tools in transit.

  • Vehicle damage
  • Liability coverage
  • Tool & equipment
  • Uninsured motorist

Tools & Equipment Coverage

Covers repair or replacement of your valuable tools and equipment if stolen, damaged, or destroyed.

  • Theft protection
  • Accidental damage
  • Replacement cost
  • Portable equipment

Serving Handymen Across Arizona

From the bustling streets of Phoenix to the scenic landscapes of Sedona, we understand the unique challenges Arizona handymen face. Our coverage is tailored to protect you whether you're working on residential repairs in Scottsdale or commercial projects in Tucson.

Phoenix
Tucson
Mesa
Chandler
Scottsdale
Glendale
Gilbert
Tempe
Peoria
Surprise
Goodyear
Avondale

Arizona Requirements

ROC License Requirements

Projects over $1,000 typically require a contractor's license and insurance.

Workers' Comp

Required if you have any employees in Arizona.

Liability Minimums

Most clients require at least $1M in general liability coverage.

Frequently Asked Questions

Do I need handyman insurance in Arizona?

Yes! Arizona requires contractors with licenses to carry liability insurance. Even if your work doesn't require a license, insurance protects you from lawsuits and helps win more clients who require proof of coverage.

How much does handyman insurance cost in Arizona?

General liability insurance for Arizona handymen typically costs $400-$1,200 per year, depending on your services, revenue, and coverage limits. Get a personalized quote to see your exact rate.

What's the difference between handyman and contractor insurance?

Handyman insurance typically covers smaller, general repairs and maintenance work. If you specialize in one trade (plumbing, electrical) or take on larger projects, you may need contractor-specific coverage with higher limits.

Does handyman insurance cover my tools?

Standard general liability doesn't cover your tools. You'll need to add Inland Marine or Tools & Equipment coverage to protect your valuable equipment from theft or damage.

Ready to Protect Your Handyman Business?

Join hundreds of Arizona handymen who trust Home Services Wizard for their insurance needs. Get your free quote today!