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Arizona Plumber Specialists

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Insurance
Built for Arizona Pros

Protect your plumbing business with comprehensive coverage tailored for Arizona. Get insured in minutes and focus on what you do best.

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Plumbing specialists

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Why Arizona Plumbers Need Specialized Coverage

Arizona's unique desert environment presents special challenges for plumbers. From hard water issues to aging infrastructure, your customers depend on you for critical plumbing services. That's why you need insurance that understands the Arizona plumbing industry.

Water Damage Liability

Water damage is the #1 claim for plumbers. We ensure you're properly covered.

Hard Water & Old Pipes

Arizona's mineral-rich water leads to more repairs and potential liability.

Growing Market

Arizona's booming construction means more opportunities—and more liability.

85%

of claims are water damage related

$15K

average water damage claim

5,000+

licensed plumbers in Arizona

24/7

emergency service demand

Complete Plumber Coverage

Comprehensive protection designed specifically for Arizona plumbing contractors and their unique risks.

General Liability Insurance

Essential protection for plumbers against third-party claims for property damage, especially water damage from plumbing work.

  • Water damage coverage
  • Property damage up to $2M
  • Bodily injury coverage
  • Completed operations

Workers' Compensation

Required coverage for Arizona plumbing contractors with employees. Protects against work-related injuries and illnesses.

  • Medical expenses
  • Back & knee injuries
  • Chemical exposure
  • Rehabilitation costs

Commercial Auto Insurance

Protect your plumbing service vehicles, pipe trailers, and equipment in transit throughout Arizona.

  • Service van coverage
  • Equipment in transit
  • Liability protection
  • Roadside assistance

Professional Liability (E&O)

Covers claims arising from faulty workmanship, code violations, or system failures after installation.

  • Design errors
  • Installation defects
  • Code violations
  • Legal defense

Tools & Equipment Coverage

Specialized coverage for expensive plumbing tools including pipe cutters, inspection cameras, and jetters.

  • Inspection cameras
  • Pipe cutters
  • Drain machines
  • Testing equipment

Inland Marine Coverage

Protects your plumbing equipment and materials while being transported to job sites across Arizona.

  • Materials in transit
  • Stored equipment
  • Job site coverage
  • Theft protection

Serving Plumbers Across Arizona

From Phoenix to Flagstaff, we provide coverage wherever you work in Arizona.

Phoenix
Tucson
Mesa
Chandler
Scottsdale
Glendale
Gilbert
Tempe
Peoria
Surprise
Yuma
Flagstaff

Plumber Insurance FAQ

Is plumber insurance required in Arizona?

Yes. Arizona requires plumbing contractors to hold an ROC (Registrar of Contractors) license, which mandates general liability insurance. Additionally, workers' compensation is required if you have employees. Most commercial and residential clients also require proof of insurance.

How much does plumber insurance cost in Arizona?

Plumber insurance in Arizona typically costs $1,200-$4,000 annually for general liability, depending on your revenue, number of employees, and coverage limits. Water damage claims can be expensive, so adequate coverage is essential.

Does plumber insurance cover water damage I cause?

Yes, your general liability insurance covers water damage caused to a client's property during your work. This is one of the most common claims for plumbers, which is why adequate limits are important.

What if my employee gets injured on the job?

Workers' compensation insurance covers medical expenses, lost wages, and rehabilitation for employees injured on the job. This is required in Arizona if you have any employees.

Do I need insurance to get my Arizona plumbing license?

Yes, the Arizona Registrar of Contractors (ROC) requires proof of general liability insurance to obtain and maintain your plumbing contractor license.

Protect Your Plumbing Business Today

Don't let one water damage claim put your business at risk. Get comprehensive plumber insurance and focus on keeping Arizona's pipes flowing.