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Arizona Roofing Specialists

Roofing
Insurance
Built for Arizona Pros

Protect your roofing business with comprehensive coverage tailored for Arizona's extreme conditions. Get insured in minutes and focus on what you do best.

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Roofing specialists

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Why Arizona Roofers Need Specialized Coverage

Arizona's extreme heat and monsoon storms create unique challenges for roofers. From tile roofs baking in 160°F surface temperatures to emergency repairs after haboobs, you need insurance that understands the Arizona roofing industry.

Extreme Heat Exposure

Roof surfaces exceed 160°F in summer. Heat-related injuries are a real risk.

Fall Risk Coverage

Roofing has the highest fall risk of any trade. Proper coverage is essential.

Monsoon Season

Summer storms create emergency demand and increased liability exposure.

160°F

roof surface temperatures

#1

trade for fall injuries

3,500+

roofing contractors in AZ

50+

monsoon storms per year

Complete Roofing Coverage

Comprehensive protection designed specifically for Arizona roofing contractors and their high-risk work.

General Liability Insurance

Essential protection for roofers against third-party claims for property damage, water intrusion, and bodily injury from roofing work.

  • Property damage up to $2M
  • Water intrusion coverage
  • Bodily injury coverage
  • Completed operations

Workers' Compensation

Critical coverage for Arizona roofing contractors. Protects against falls, heat-related illness, and work injuries at elevated heights.

  • Fall injuries
  • Heat exhaustion/stroke
  • Equipment injuries
  • Rehabilitation costs

Commercial Auto Insurance

Protect your roofing trucks, material trailers, and equipment in transit throughout Arizona.

  • Truck & trailer coverage
  • Materials in transit
  • Liability protection
  • Roadside assistance

Equipment & Tools Coverage

Specialized coverage for expensive roofing equipment including nail guns, compressors, and safety gear.

  • Nail guns & compressors
  • Safety equipment
  • Ladders & scaffolding
  • Power tools

Professional Liability (E&O)

Covers claims arising from faulty installations, design errors, or roof failures after completion.

  • Installation errors
  • Leak claims
  • Material failures
  • Legal defense

Builders Risk Insurance

Protection for materials and work in progress on active roofing projects throughout Arizona.

  • Materials on site
  • Work in progress
  • Storm damage
  • Theft protection

Serving Roofers Across Arizona

From Phoenix to Flagstaff, we provide coverage wherever you work in Arizona.

Phoenix
Tucson
Mesa
Chandler
Scottsdale
Glendale
Gilbert
Tempe
Peoria
Surprise
Yuma
Flagstaff

Roofing Insurance FAQ

Is roofing contractor insurance required in Arizona?

Yes. Arizona requires roofing contractors to hold an ROC (Registrar of Contractors) license, which mandates general liability insurance. Workers' compensation is also required if you have employees. Given the high-risk nature of roofing, adequate coverage is essential.

How much does roofing contractor insurance cost in Arizona?

Roofing contractor insurance in Arizona typically costs $2,500-$8,000 annually for general liability due to the high-risk nature of the work. Workers' comp rates are also higher for roofing. Get a personalized quote for exact pricing.

Why is roofing insurance more expensive than other trades?

Roofing is classified as a high-risk trade due to working at heights, weather exposure, and the critical nature of roof failures. Insurance companies charge higher premiums to account for these increased risks.

Does my insurance cover leaks after I complete a job?

Yes, 'completed operations' coverage within your general liability policy protects against claims from work you've finished, including leaks discovered after job completion.

What about heat-related injuries for my crew?

Workers' compensation covers heat exhaustion, heat stroke, and other heat-related injuries. This is especially important in Arizona where roof surface temperatures can exceed 160°F in summer.

Protect Your Roofing Business Today

Don't let one fall or leak claim put your business at risk. Get comprehensive roofing insurance and keep Arizona covered.